Instead of flying to Florida with his folks, Kevin ends up alone in New York, where he gets a hotel room with his dad’s credit card—despite problems from a clerk and meddling bellboy. But when Kevin runs into his old nemeses, the Wet Bandits, he’s determined to foil their plans to rob a toy store on Christmas eve.

Dave, Sam and Jeff are about to graduate from Holden University with honors in lying, cheating and scheming. The three roommates have proudly scammed their way through the last four years of college and now, during final exams, these big-men-on-campus are about to be busted by the most unlikely dude in school. Self-dubbed Cool Ethan, an ambitious nerd with a bad crush, enters their lives one day and everything begins to unravel.