A foul-mouthed finishing school graduate mistakenly winds up on an ill-fated fishing boat, and faces the wrath of a crew that considers him bad luck.

With the aid of his girlfriend, Phyllis Potter, and best friend, Loomis, Grimm enters a Manhattan bank dressed as a clown, creates a hostage situation and executes a flawless robbery. The only thing left for the trio to do is make their getaway out of the city and to the airport. It sounds simple enough, but it seems that fate deserts them immediately after the bank heist. One mishap after another conspires to keep these robbers from reaching freedom.

Reverend Brooks leads the town in a contest to stop smoking for a month, But some tobacco executives don’t want them to win, and try everything they can to make them smoke. If townspeople don’t go nuts, from wanting a cigarette, or kill each other from irritation and frustration, they will will a huge prize.