A man in mid-life crisis befriends a young woman after rescuing her from an attack. She believes he is rich and her boyfriend persuades her to con him out of his fortune.

Jack is an internet gambler living in NYC. After the death of his roommate, he becomes fixated on Scarlet – a cam girl from San Francisco. His obsession reaches a boiling point when fantasy materializes in reality and Jack sees Scarlet on a rainy NYC Chinatown street.